Trainee Mortgage Adviser

Job details                                                                                                                                                     

Job title: HomeLife Trainee Mortgage Adviser

Reports to: Director of HomeLife Financial Solutions Ltd

Hours of work: 40 hours per week

Salary: £18,000 - £24,000 pa (negotiable depending on age/experience - with pay progression)

Job Description

We offer an exciting career-start opportunity to enter Financial Services and develop the knowledge and skills to be a Mortgage and Protection Adviser. As a driven individual, you will thrive on learning about mortgages and protection and build towards completing the Certificate in Mortgage Advice and Practice (CeMAP). Through a programme of in-house training, you will acquire the administrative skills to support the successful, smooth-running of HomeLife’s Financial Solutions Ltd, and will proactively progress applications from first appointment to completion, developing a strong skill-set in customer services and client relationships as an Adviser.

The full-time role will be based at our office in the beautiful surroundings of Nostell Estate in Nostell, Wakefield, with free parking, an on-site cafe and National Trust walks on the doorstep.

Training Programme

Year 1 – Administration of Mortgages and Protection

• Developing an understanding of operational aspects of a Mortgage and Protection Brokerage. 
• Managing the administrative tasks surrounding mortgage and protection applications. 
• Supporting the progression of cases and liaising with clients, solicitors and estate agents to develop effective manners and methods of communication.
• Developing advising presentational skills in preparation for Year 2.

Year 2 – Paraplanning of Mortgages and Protection

• Developing the research and critical thinking skills to problem solve and understand what makes a suitable recommendation for a client.
• Learn of market products and their benefits and drawbacks.
• Practice interpersonal skills to build strong client relationships.
• Build an awareness of market competition and the important of brand reputation and customer service.

Year 3 – CeMAP Qualifications

CeMAP Level 1

• Unit 1: Introduction to Financial Services Environment and Products
• Unit 2: UK Financial Services and Regulation

CeMAP Level 2

• Unit 3: Mortgage Law, Policy, Practice and Markets
• Unit 4: Mortgage Applications
• Unit 5: Mortgage Payment Methods and Products
• Unit 6: Mortgage Arrears and Post Completion Issues

CeMAP Level 3

• Unit 7: Assessment of Mortgage Advice Knowledge

Year 4 – Full Mortgage and Protection Adviser

• Driving own appraisal process to successful gain network approval as an adviser.
• Adhering to business targets and objectives to drive the growth of HomeLife Financial Solutions.
• Develop time management skills to manage a client bank and safely service their financial needs.
• Acquiring strong interpersonal skills to effectively listen and communicated important information and provide clear advice.

The above list of duties is neither exhaustive nor exclusive. The post holder is expected to undertake duties commensurate with the responsibility level of this post as directed.

Experience and Qualifications

• 5 GCSEs Grade 4 or above, including Maths and English.
• Experience of working work Microsoft Software, including Word and Excel.

Skills

• Good problem-solving skills, drive and initiative to work with minimal supervision.
• Good organisational skills with the ability to effectively prioritise.
• Be compassionate and calm with the ability to listen, guide and reassure.
• Willingness to learn, understand, and build knowledge in Financial Services.

Attitude

• Flexible and adaptable.
• A confident and positive ‘can-do’ attitude.
• Have a curious and investigative nature.
• Driven and passionate.

What we can offer you

What we can offer you

• A starting trainee salary with a competitive progression structure and annual leave entitlement.
• A pension with employer contributions.
• The right training and support tools to allow you to perform well and develop a career in Financial Services.

Experience and Qualifications